Capital for cardiology equipment and practice needs — Cardio Practice Finance
We connect independent cardiologists with lenders for diagnostic imaging, stress test systems, and practice expansion financing in 2026.
Soft credit inquiry only. Checking rates does not affect your score.
- Echocardiogram lease
- Stress test financing
- Section 179 deduction
- Working capital
- Amortization schedule
- Capital expenditure
- Equipment cost segregation
- Practice acquisition
Medical equipment and practice financing for cardiologists
Financing options matched to your situation, in one place.
- EQUIPMENT Diagnostic imaging leasing Lease echocardiogram or stress test systems with flexible payment structures.
- EXPANSION Practice growth loans Funding for clinic renovations and new office footprints.
- CAPITAL Working capital lines Access immediate cash for staffing, inventory, or operational overhead.
- ACQUISITION Practice buyout funding Loans designed for purchasing established cardiology clinics or partnerships.
- $25K–$1M Funding range
- 24–48 hours Approval speed
- 1 soft pull Credit impact
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Specialized lending
- We partner only with lenders who understand medical equipment depreciation.
- Our lenders prioritize the unique cash flow cycles of private clinics.
No credit impact
- Initial matches use a soft credit pull that leaves your score intact.
- You only share full reports when you choose to proceed with a lender.
Transparent 2026 rates
- See clear APR ranges before entering a formal application process.
- No hidden fees for prepaying equipment loans early.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
High debt-to-income ratio
Banks see student loans or mortgage debt and flag the practice as high-risk.
New clinic startup
Conventional banks require three years of tax returns for any business loan.
Specific collateral type
Traditional lenders often struggle to value niche diagnostic medical gear.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Private practice cardiologist
Purchasing a new ultrasound system for clinic.
New clinic startup
Renovating office space and IT infrastructure.
Group practice owner
Acquiring a neighboring cardiology practice.
Established cardiologist
Buying portable stress test unit.
Optimize your tax strategy
Learn how Section 179 depreciation helps cardiologists lower their 2026 tax bill through strategic equipment purchases. Speak with your CPA before applying.