Equipment financing

Capital for cardiology equipment and practice needs — Cardio Practice Finance

We connect independent cardiologists with lenders for diagnostic imaging, stress test systems, and practice expansion financing in 2026.

Soft credit inquiry only. Checking rates does not affect your score.

4.9 Excellent · 3,200+ reviews via Big Think Capital
Terms you should know
  • Echocardiogram lease
  • Stress test financing
  • Section 179 deduction
  • Working capital
  • Amortization schedule
  • Capital expenditure
  • Equipment cost segregation
  • Practice acquisition
  • $25K–$1M Funding range
  • 24–48 hours Approval speed
  • 1 soft pull Credit impact

What business owners say

4.9 Excellent 3,200+ reviews on Trustpilot via Big Think Capital
  • This company was lightning fast and the experience was amazing. Thank you, Dan — you're a real pro!
    Stephanie Harlan Verified
  • Good service Joseph Krajewski is the best agent ever. He provided excellent service. I strongly recommend working with him if you have the opportunity.
    Josias Ramirez Verified
  • They gave me a chance when nobody else would. I'm very satisfied.
    Harold Benman Verified
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Submit request
Tell us the equipment type and your funding amount needs.
2
Us
Market match
We route your profile to lenders specializing in medical practice finance.
3
Lender
Review terms
Compare specific loan offers and equipment lease structures.
4
Lender
Get funded
Receive capital directly for your cardiology business.

Specialized lending

  • We partner only with lenders who understand medical equipment depreciation.
  • Our lenders prioritize the unique cash flow cycles of private clinics.

No credit impact

  • Initial matches use a soft credit pull that leaves your score intact.
  • You only share full reports when you choose to proceed with a lender.

Transparent 2026 rates

  • See clear APR ranges before entering a formal application process.
  • No hidden fees for prepaying equipment loans early.
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

High debt-to-income ratio

Banks see student loans or mortgage debt and flag the practice as high-risk.

Specialty lenders look at equipment utilization and billing revenue history instead.
02

New clinic startup

Conventional banks require three years of tax returns for any business loan.

We work with lenders focused on physician-owned practice potential and credit history.
03

Specific collateral type

Traditional lenders often struggle to value niche diagnostic medical gear.

Our partners specialize in medical imaging equipment and know its residual value.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative Southeast · Equipment lease
$150K–$250K

Private practice cardiologist

Purchasing a new ultrasound system for clinic.

Illustrative Midwest · Term loan
$50K–$100K

New clinic startup

Renovating office space and IT infrastructure.

Illustrative Northeast · Acquisition loan
$500K–$750K

Group practice owner

Acquiring a neighboring cardiology practice.

Illustrative West · Working capital
$20K–$50K

Established cardiologist

Buying portable stress test unit.

How we label illustrative scenarios →

Additional resources

Optimize your tax strategy

Learn how Section 179 depreciation helps cardiologists lower their 2026 tax bill through strategic equipment purchases. Speak with your CPA before applying.

Questions we get asked

Frequently asked.

Yes. While conventional banks require multi-year histories, our network includes lenders who evaluate your personal credit and existing physician contracts to approve new clinics for amounts between $25,000 and $250,000.